For the responsible adult who thinks about being prepared for the future, savings are a fixed expense that is built into the monthly budget just like car payments and insurance. For most people, though, this habit does not come naturally. It needs to be acquired and practiced. Teach your kids those saving smarts now when they're young to help make it a lifetime habit they've already mastered by the time they hit their 20s.
News & Updates
Saving on Home Renovations
Is your kitchen in desperate need of a facelift? Bathrooms haven't been remodeled since Bush was in the White House? (And we're not saying which one!)
Energy Saving Tips - Buying New Appliances
There's no getting away from the fact that our dependence on energy increases daily. With energy-dependent technology driving our lives, ecologists continue to search for ways to save our environment. Focusing on energy-efficient appliances is one way to do that.
You're Spending Over $300K on Impulse Buys
A survey of 2,000 Americans about impulse spending, and found that respondents spend an average of $450 every month and that adds up to $5,400 annually, or $324,000 over the course of their lifetime, deal sharing platform Slickdeals reports.
How to Talk Money With Your Partner
What happens when you and your partner have different approaches toward money? How do you bring up this loaded topic without it spiraling into a heated argument? Once again, it's USCCU to the rescue! Read on for the ultimate guide to discussing finances with your partner.
JUST SAY NO! TEACH YOUR CHILD TO CURB IMPULSE PURCHASES
It's no secret that impulse buys can wreak havoc on even the most carefully constructed budget. And retailers know this all too well – that's why the checkout counters in groceries, pharmacies and large shopping centers are packed with dozens of things you may not really need. And that's why you might come home from those stores having spent more than you'd planned.
8 Ways To Save On Valentine's Day
Well, it's Valentine's Day, have you made plans? Are you fresh out of cash? Having the perfect night out doesn't mean you need to break the budget. Here are eight ideas for a thrifty Valentine's Day date:
5-Year Cost to Own Car Award Winners
Negotiating a good price on a new car can save hundreds or even thousands of dollars, but shoppers can save even more simply by choosing the right car to begin with, Kelly Blue Book reports.
6 Common Tax Mistakes To Avoid
It's that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms and pay stubs, and get to work. Drowning in paper and getting numb from all those numbers? Take heart!
Talking To Your Kids About Finance
One of the most fundamental financial lessons your kids are going to have to learn is about how you work for your money. Do your kids understand that every time you pull out a wad of bills or swipe a card to pay for a purchase, that money is directly linked to time you put in at the office?