Deposit Rates
Savings Rates
Savings Type |
Account Balance Needed To Earn Stated APY* |
APY* |
---|---|---|
Regular Share Acct |
$5.00 Minimum Balance |
0.05% |
Value Plus Christmas Club |
$0 Minimum Balance |
0.05% |
Value Plus Vacation Club |
$0 Minimum Balance |
0.05% |
Kids Savings Rates
Savings Type |
Account Balance Needed To Earn Stated APY* |
APY* |
---|---|---|
Regular Share Acct |
$5.00 Minimum Balance |
0.05% |
Kickstart Kids Savings Acct¹ |
$5.00 Minimum Balance |
4.06% |
High Yield Savings Rates
Savings Type |
Account Balance Needed To Earn Stated APY* |
APY* |
---|---|---|
High Yield Savings Balance |
Less Than $1,000.00 |
0.05% |
High Yield Savings Balance |
$1,000.00 - $24,999.99 |
0.35% |
High Yield Savings Balance |
$25,000.00 - $99,999.99 |
0.45% |
High Yield Savings Balance |
$100,000.00 and Over |
0.55% |
Money Market Account Rates
Savings Type |
Account Balance Needed To Earn Stated APY* |
APY* |
---|---|---|
Money Market Balance |
Less Than $1,000.00 |
0.05% |
Money Market Balance |
$1,000.00 - $24,999.99 |
1.26% |
Money Market Balance |
$25,000.00 - $99,999.99 |
1.76% |
Money Market Balance |
$100,000.00 and Over |
2.02% |
Checking Rates
Checking Type |
Minimum Opening Deposit |
APY* |
---|---|---|
Prestige Checking Acct** |
$50.00 |
0.05% |
Six Star Checking Acct*** |
$50.00 |
0.75% |
Certificate Rates
Certificate Type |
Regular Certificate ($500 - $49,999.99) |
Jumbo Certificate ($50,000 or more) |
---|---|---|
3 Month Certificate (quarterly dividends) |
3.00% APY* |
3.00% APY* |
6 Month Certificate (monthly dividends) |
3.95% APY* |
3.95% APY* |
6 Month Certificate (quarterly dividends) |
4.30% APY* |
4.30% APY* |
9 Month Certificate (quarterly dividends) |
4.52% APY* |
4.52% APY* |
12 Month Certificate (monthly dividends) |
4.25% APY* |
4.25% APY* |
12 Month Certificate (quarterly dividends) |
4.58% APY* |
4.58% APY* |
18 Month Certificate (monthly dividends) |
4.25% APY* |
4.25% APY* |
18 Month Certificate (quarterly dividends) |
3.81% APY* |
3.81% APY* |
24 Month Certificate (monthly dividends) |
3.50% APY* |
3.50% APY* |
24 Month Certificate (quarterly dividends) |
3.55% APY* |
3.66% APY* |
2nd Chance 24 Month Certificate (quarterly dividends) |
N/A |
N/A |
30 Month Certificate |
3.30% APY* |
3.40% APY* |
36 Month Certificate |
3.30% APY* |
3.40% APY* |
48 Month Certificate |
3.30% APY* |
3.40% APY* |
2nd Chance 48 Month Certificate (quarterly dividends) |
N/A |
N/A |
5 Year Certificate |
3.30% APY* |
3.40% APY* |
For a Limited Time Only: |
||
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
Value Plus Certificate Rates
Certificate Type |
Minimum Balance |
APY* |
---|---|---|
Value Plus Certificate |
Value Plus Certificate |
3.81% APY* |
IRA Rates
IRA Type |
Regular IRA ($500 - $49,999.99) |
Jumbo IRA ($50,000 or more) |
---|---|---|
IRA 12 Month Certificate |
4.84% APY* |
4.84% APY* |
IRA 18 Month Certificate |
4.07% APY* |
4.07% APY* |
IRA 24 Month Certificate |
3.81% APY* |
3.92% APY* |
IRA 36 Month Certificate |
3.56% APY* |
3.66% APY* |
IRA 48 Month Certificate |
3.56% APY* |
3.66% APY* |
IRA 5 Year Certificate |
3.56% APY* |
3.66% APY* |
Roth IRA 12 Month Certificate |
4.84% APY* |
4.84% APY* |
Roth IRA 18 Month Certificate |
4.07% APY* |
4.07% APY* |
Roth IRA 24 Month Certificate |
3.81% APY* |
3.92% APY* |
Roth IRA 36 Month Certificate |
3.56% APY* |
3.66% APY* |
Roth IRA 48 Month Certificate |
3.56% APY* |
3.66% APY* |
Roth IRA 5 Year Certificate |
3.56% APY* |
3.66% APY* |
Coverdell Education 12 Month Certificate |
4.84% APY* |
4.84% APY* |
Coverdell Education 18 Month Certificate |
4.07% APY* |
4.07% APY* |
Coverdell Education 24 Month Certificate |
3.81% APY* |
3.92% APY* |
Coverdell Education 36 Month Certificate |
3.56% APY* |
3.66% APY* |
Coverdell Education 48 Month Certificate |
3.56% APY* |
3.66% APY* |
Coverdell Education 5 Year Certificate |
3.56% APY* |
3.66% APY* |
For a Limited Time Only: |
||
N/A |
N/A* |
N/A |
N/A |
N/A* |
N/A |
N/A |
N/A |
N/A |
IRA Variable Rates
Certificate Type |
Minimum Balance |
APY* |
---|---|---|
IRA Variable Acct** |
$100 |
0.25% APY* |
Roth IRA Variable Acct** |
$100 |
0.25% APY* |
Coverdell Education Savings Variable Acct |
$100 |
0.25% APY* |