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Savings Rates Comparison Table

Savings Type

Account Balance Needed To Earn Stated APY*

APY*

Regular Share Acct

$5.00 Minimum Balance

0.05%

Value Plus Christmas Club

$0 Minimum Balance

0.05%

Value Plus Vacation Club

$0 Minimum Balance

0.05%

Kids Savings Rates

Savings Rates Comparison Table

Savings Type

Account Balance Needed To Earn Stated APY*

APY*

Regular Share Acct

$5.00 Minimum Balance

0.05%

Kickstart Kids Savings Acct¹

$5.00 Minimum Balance

4.06%

High Yield Savings Rates

High Yield Saving Rates Comparison Table

Savings Type

Account Balance Needed To Earn Stated APY*

APY*

High Yield Savings Balance

Less Than $1,000.00

0.05%

High Yield Savings Balance

$1,000.00 - $24,999.99

0.35%

High Yield Savings Balance

$25,000.00 - $99,999.99

0.45%

High Yield Savings Balance

$100,000.00 and Over

0.55%

Money Market Account Rates

Money Market Rates Comparison Table

Savings Type

Account Balance Needed To Earn Stated APY*

APY*

Money Market Balance

Less Than $1,000.00

0.05%

Money Market Balance

$1,000.00 - $24,999.99

1.26%

Money Market Balance

$25,000.00 - $99,999.99

1.76%

Money Market Balance

$100,000.00 and Over

2.02%

Checking Rates

Checking Rates Comparison Table

Checking Type

Minimum Opening Deposit

APY*

Prestige Checking Acct**

$50.00

0.05%

Six Star Checking Acct***

$50.00

0.75%

Certificate Rates

Certificate Rates Comparison Table

Certificate Type

Regular Certificate

($500 - $49,999.99)

Jumbo Certificate

($50,000 or more)

3 Month Certificate (quarterly dividends)

3.00% APY*

3.00% APY*

6 Month Certificate (monthly dividends)

3.95% APY*

3.95% APY*

6 Month Certificate (quarterly dividends)

4.30% APY*

4.30% APY*

9 Month Certificate (quarterly dividends)

4.52% APY*

4.52% APY*

12 Month Certificate (monthly dividends)

4.25% APY*

4.25% APY*

12 Month Certificate (quarterly dividends)

4.58% APY*

4.58% APY*

18 Month Certificate (monthly dividends)

4.25% APY*

4.25% APY*

18 Month Certificate (quarterly dividends)

3.81% APY*

3.81% APY*

24 Month Certificate (monthly dividends)

3.50% APY*

3.50% APY*

24 Month Certificate (quarterly dividends)

3.55% APY*

3.66% APY*

2nd Chance 24 Month Certificate (quarterly dividends)

N/A

N/A

30 Month Certificate

3.30% APY*

3.40% APY*

36 Month Certificate

3.30% APY*

3.40% APY*

48 Month Certificate

3.30% APY*

3.40% APY*

2nd Chance 48 Month Certificate (quarterly dividends)

N/A

N/A

5 Year Certificate

3.30% APY*

3.40% APY*

For a Limited Time Only:

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Value Plus Certificate Rates

Value Plus Certificate Rates Comparison Table

Certificate Type

Minimum Balance

APY*

Value Plus Certificate

Value Plus Certificate

3.81% APY*

IRA Rates

IRA Rates Comparison Table

IRA Type

Regular IRA

($500 - $49,999.99)

Jumbo IRA

($50,000 or more)

IRA 12 Month Certificate

4.84% APY*

4.84% APY*

IRA 18 Month Certificate

4.07% APY*

4.07% APY*

IRA 24 Month Certificate

3.81% APY*

3.92% APY*

IRA 36 Month Certificate

3.56% APY*

3.66% APY*

IRA 48 Month Certificate

3.56% APY*

3.66% APY*

IRA 5 Year Certificate

3.56% APY*

3.66% APY*

Roth IRA 12 Month Certificate

4.84% APY*

4.84% APY*

Roth IRA 18 Month Certificate

4.07% APY*

4.07% APY*

Roth IRA 24 Month Certificate

3.81% APY*

3.92% APY*

Roth IRA 36 Month Certificate

3.56% APY*

3.66% APY*

Roth IRA 48 Month Certificate

3.56% APY*

3.66% APY*

Roth IRA 5 Year Certificate

3.56% APY*

3.66% APY*

Coverdell Education 12 Month Certificate

4.84% APY*

4.84% APY*

Coverdell Education 18 Month Certificate

4.07% APY*

4.07% APY*

Coverdell Education 24 Month Certificate

3.81% APY*

3.92% APY*

Coverdell Education 36 Month Certificate

3.56% APY*

3.66% APY*

Coverdell Education 48 Month Certificate

3.56% APY*

3.66% APY*

Coverdell Education 5 Year Certificate

3.56% APY*

3.66% APY*

For a Limited Time Only:

N/A

N/A*

N/A

N/A

N/A*

N/A

N/A

N/A

N/A

IRA Variable Rates

Variable IRA Rates Comparison Table

Certificate Type

Minimum Balance

APY*

IRA Variable Acct**

$100

0.25% APY*

Roth IRA Variable Acct**

$100

0.25% APY*

Coverdell Education Savings Variable Acct

$100

0.25% APY*