We like to think of ourselves as learning animals. We take our lived experiences, extract valuable lessons from them, and use that information to improve our daily lives. This is how we get better at doing things over time.
News & Updates
What Do I Do With My Refund?
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We don't normally like to tell you how to spend your money. Our members tend to be very good at that, often finding creative ways to turn the hours they've spent at the office into new ways to enjoy their lives.
Money Tip: Two Kinds of Interest
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Albert Einstein once claimed the most powerful force in the universe was compound interest. That's pretty impressive praise from the person whose work helped create nuclear power and atomic bombs. While interest can be powerful, it can also be confusing, because when people talk about it on the news, they mostly talk about it in terms of vague forces and odd numbers.
Money Tip: Give Wisely
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Most of us have a cause that's close to our heart. It's that story we can't say no to, the event we donate our time or money to, the fundraiser we pour our talents into. Like all of us, you probably do it because this particular thing is important to you.
Millennials: Six Reasons to Choose a Credit Union
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It's no surprise as Mainstreet.com reports that millennials are ditching banks for local, cooperatively owned credit unions. The customer-friendly service and simple, straightforward solutions that you demand are found at local, cooperatively owned financial institutions, so it makes sense. Just in case you're still asking, here are six other reasons to choose credit unions over banks:
Smart Money Move: Join a Credit Union
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There are a few high payoff money-related moves: Pay off debt. Boost savings. Build a solid credit score. But a number of news outlets have another solid suggestion: Join a credit union.
Ways to Boost Your Credit Score
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Every time you apply for a credit card, mortgage, car loan, or insurance, your application is judged in part by your credit score. Lenders use your credit score to determine whether to grant credit, and at what cost.
These 7 Features Help Sell Your Home
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You might be reluctant to make upgrades when you're ready to sell your house. After all, you won't be in the house to enjoy them for long. And most projects recoup only 66% of their costs, according to the 2014 cost versus value report from Remodeling magazine.
Why Choose a Credit Union?
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If you're looking for a financial institution to provide checking accounts (with low fees), saving accounts (with high returns), ATMs (across the nation), loans (with lower rates), and fewer (and lower) fees overall – a credit union is for you.
USCCU Tip: Money in Your 20s
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If you're in your 20s, you have a financial asset money can't buy--time. And time makes your money grow. Making some smart money moves in your 20s pays off now and in the future. Here's a list of 10 smart money moves for twenty-somethings: