Routing #: 264081205 Phone #: 615.256.8712 or 800.304.3436
Getting an auto loan in Middle Tennessee can seem like a long, complicated process filled with jargon you don’t understand. However, an auto loan can be a valuable financial tool that saves you in a crunch or gets you one step closer to your desired lifestyle.
April showers bring …. lower mortgage rates? We’re certainly leaping into spring with a surprise, as mortgage rates continue a downward trend. Interest rates for 30-year and 15-year mortgages have plummeted more than they have in over a decade.
What would you do if your basement flooded during a period of heavy rain, requiring extensive and costly repairs? What if you wanted to increase the value of your home by renovating the kitchen or adding a pool? Would you have the funds available to do so? A home equity line of credit (HELOC) allows you, as the homeowner, the opportunity to borrow against the equity built up in your home.
Q: I need a new set of wheels and I’m wondering if it’s better to spring for a new vehicle or to go the cheaper route and buy a used vehicle. What do I need to know about each kind of purchase?
Q: Is there any reason to get preapproved for a loan? A: For a large purchase, such as a home or car, having that preapproval in hand before you start shopping is crucial.
I’m in my mid-50s and I’m preparing to retire sometime down the line. I’m wondering if I should refinance my mortgage as part of my retirement planning. Is that a good idea?
One of the most common arguments in personal finance is in determining whether it’s better to rent a place to live or to buy one. The short answer is: It depends. But what it depends on changes a lot from one person to another. It’s especially tricky for college students.
The importance of maintaining a good credit score is old news. As you likely know, the higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest rates more accessible.
Are you desperate to own a home of your own? If that’s your dream, you are likely saving up, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right?
Q: Help! I've been hit with a financial emergency and I don't know how to pay for it! What are my options?
A: Ideally, you'll want to have an emergency fund in place for this very reason. If you don't, or the money you have set aside isn't enough, you have several options to consider…
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